Tax Free Back to School Shopping

TaxFree blog

With the start of the new school year days away, shopping for clothes and supplies is probably at the top of your to do list. This weekend’s tax holiday is the perfect time to get that task done. You can enjoy tax free shopping on clothing, school supplies, personal computers and much more! The tax exempt sales run from August 4 through August 6.

Sales tax will not be collected on purchases of:

  • Clothing, footwear, and certain accessories priced $60 or less per item
  • School supplies selling for $15 or less per item
  • Personal computers and certain computer-related accessories priced $750 or less per item.

This is a great time to take inventory of your home or office space as well as your closets. Do you need new work shirts or a new laptop? Now is the time to buy

You can certainly use this weekend to grab savings for the entire family or you can purchase items and donate to someone that is less fortunate. There are a number of organizations that will be taking donated school supplies during the upcoming weeks. Check out your local news outlets for school supply drives in your area.

We know shopping for school related items can get expensive; however, you can save quite a bit of money by purchasing them during the tax free weekend. Click here for more information and for frequently asked questions about Florida’s sales tax holiday.

Happy Shopping!

Helping Kids Succeed with Back to School Supplies

It may seem like school just ended, but the first day back will be here before you know it. We know school is probably the last thing on your mind, but we believe it’s never too early to start collecting supplies. Here at Insight Credit Union we want to get a head start on giving students the tools they need to succeed for the upcoming school year! Keep reading for more information.

Where can I donate?
Visit any of our branches to drop off supplies.

How long will you be taking donations?
We will be collecting supplies in Orange, Seminole, Volusia, Lake, Marion, Citrus and Sumter Counties until July 29, 2017.

What supplies are needed?

Pens and Pencils Staples
Binders and Dividers Backpacks
Crayons and Colored Pencils Calculators
Markers Paper Clips
Highlighters Index Cards
Glue Sticks Erasers
Scissors And more!


Who will benefit from the supply drive?

Proceeds will benefit Central Florida schools and charities, including United Way of Volusia-Flagler Counties, United Way of Citrus County, Lake County Schools through the Red for Ed initiative, the Marion County Education Foundation, Howard Middle School and A Gift for Teaching.

We enjoy giving back to the community and want you to join us in helping kids go back to school confident and ready to learn!

We’d love to see photos of you dropping off your contributions. Share with us on Facebook, Twitter or Instagram.

 

 

3rd Annual School Supply Drive

SupplyDrive-WG-960x338We know school is probably the last thing on your mind, but we believe it’s never too early to start collecting school supplies. Help us give students the tools they need to succeed for the upcoming school year! Visit any of our branches by July 30, 2016, to donate!

We will be collecting the following supplies:

  • Pens and Pencils
  • Binders and Dividers
  • Crayons and Colored Pencils
  • Markers
  • Highlighters
  • Glue Sticks
  • Staples
  • Scissors
  • Backpacks
  • Calculators
  • Paper Clips
  • Index Cards
  • Erasers
  • And more!

Proceeds will benefit Central Florida schools and charities, including Heart of Florida United Way, United Way of Volusia-Flagler Counties, United Way of Citrus County, Lake County Schools through the Red for Ed initiative, and the Hernando County Education Foundation.

5 Tips to Get Your Kids Ready for the School Year

Back2SchoolIt’s hard to believe that summer break is almost over and your family is once again preparing for another school year. Stress a little less with these great tips to get your kids ready for the new school year.

Schedules
Summer schedules often differ from school schedules. Kids are in the habit of staying up late at night and then sleeping in late the next day. Changing these habits immediately when school starts can be a shock to their system, adding additional stress and battles to your morning. In order to make the transition as easy as possible, start bedtime about 10 minutes earlier each night and wake them up 10 minutes earlier each morning until they are back on track.

Important Dates
Make sure to mark your calendar with all important dates, especially back to school nights. When you have more than one child in school and need to juggle obligations, this will give you the opportunity and time to prepare.

Activities
During the last couple weeks of summer, encourage your children to read or color instead of watching TV or playing video games. This will help them transition back into the learning process and school routine.

Homework
Best practice is to designate a place to study and do homework. Younger children should have a designated spot in a family area, such as a family room or kitchen. This enables you to monitor, encourage and help during difficult tasks. Older children should have the option to study in their room or another quiet area of the house.

Responsibility
From an early age, set certain expectations and responsibilities with your children. One way to do this is to set a specific spot in your home for their lunch boxes and backpacks. Have your children set aside any items that need your review in this designated spot, such as important notices or information sent home.

Have any other great back to school tips? Share them in the comments below!

Help Us Stock the Shelves with School Supplies

School may be the last thing on your mind as you enjoy the warm summer days, but here at Insight we’re gearing up for our 2nd Annual Back to School Supply Drive. Help us stock the shelves with much needed school supplies for the upcoming school year! Visit any of our 17 branches between July 1, 2015, and July 31, 2015, to donate.

Supplies needed:2015_SchoolSupplyDrive_WG_Logo

  • Pens and Pencils
  • Binders and Dividers
  • Crayons and Colored Pencils
  • Markers
  • Highlighters
  • Glue Sticks
  • Staples
  • Scissors
  • Rulers
  • Backpacks
  • Calculators
  • Folders
  • Pencil Sharpeners
  • Index Cards
  • Erasers
  • And much more!

Proceeds will benefit Central Florida schools and charities, including Heart of Florida United Way, United Way of Volusia-Flagler Counties, United Way of Citrus County, Red for Ed (Lake County School District), the Hernando County School District, and the Public Education Foundation of Marion County.

School Is Out! Are You Ready?

Summertime for teachers means a break from students, lesson plans and homework. But it can also mean a break in their paycheck. Some educators have their paychecks broken down into smaller amounts so they get paidGroup-Teacher-Student-000034003840-IS equally throughout the year. Others are not able to take advantage of that same program. When paychecks stop, there are many ways to make sure you are prepared for this change. Here are a few ways you can help bridge that gap in you budget.

Get a Summer Job
It might not sound glamorous at first, but how about trying something outside of the box? Many lifeguard positions are summer only, and who doesn’t want to work on their tan while getting a paycheck. If lifeguarding isn’t for you, tutoring or babysitting are two other great summertime jobs. There are a number of options to help get you through the summer with some extra change in your pocket and maintain a productive lifestyle.

Summer Savings/12 Month Pay Accounts
Many financial institutions offer promotions specifically for school staff. At Insight, qualified educators and school employees can receive up to $2,000 – up to the amount of your most recent net paycheck – and it’s paid back in just 12 months with no interest. These accounts can keep you afloat while your summertime funds dry up.

Good Ol’ Fashioned Frugality
Many school employees find themselves paying their summertime bills and then relying on the few remaining dollars to make it through. This method may work, but it doesn’t leave you much room for the unexpected. Even something like a clogged toilet can become a big deal when your next paycheck is 2 months away.

Whatever your method, you should always take a moment to evaluate your means of budgeting. No one is perfect and you may consider one of the other options for a summer to see how it works.