Helping Kids Succeed with Back to School Supplies

It may seem like school just ended, but the first day back will be here before you know it. We know school is probably the last thing on your mind, but we believe it’s never too early to start collecting supplies. Here at Insight Credit Union we want to get a head start on giving students the tools they need to succeed for the upcoming school year! Keep reading for more information.

Where can I donate?
Visit any of our branches to drop off supplies.

How long will you be taking donations?
We will be collecting supplies in Orange, Seminole, Volusia, Lake, Marion, Citrus and Sumter Counties until July 29, 2017.

What supplies are needed?

Pens and Pencils Staples
Binders and Dividers Backpacks
Crayons and Colored Pencils Calculators
Markers Paper Clips
Highlighters Index Cards
Glue Sticks Erasers
Scissors And more!


Who will benefit from the supply drive?

Proceeds will benefit Central Florida schools and charities, including United Way of Volusia-Flagler Counties, United Way of Citrus County, Lake County Schools through the Red for Ed initiative, the Marion County Education Foundation, Howard Middle School and A Gift for Teaching.

We enjoy giving back to the community and want you to join us in helping kids go back to school confident and ready to learn!

We’d love to see photos of you dropping off your contributions. Share with us on Facebook, Twitter or Instagram.

 

 

10 Easy Ways to Save on Groceries

ShopMedium.jpgWhether you’re cooking just for one or a whole family, you probably find that you fork over a decent amount of your paycheck for groceries. Well, that stops now! Gone are the days of spending a fortune on groceries. Cook delicious meals at home and trim down your grocery bill with these great tips!

  1. Inventory your pantry and fridge before you head to the store. Make a note of what you have so you don’t accidentally buy something that you already have at home.
  2. Shop around for the best prices. Compare prices of the items you most commonly buy at a few stores in your area, such as Walmart, Target, Costco, Publix, etc. Find out if you’re actually shopping at the store with the lowest overall prices for your needs.
  3. Plan meals from the weekly ads. Check out the weekly deals for your grocery store online and build your meals around the items on sale.
  4. Buy dried herbs instead of fresh. Dried herbs are generally more concentrated and last longer than fresh herbs so you’ll use less and they’ll last longer.
  5. Take advantage of BOGOs for non-perishable items. Take advantage of BOGO deals for non-perishable items that you know you’ll always use.
  6. Earn cash back on groceries. Apps like Ibotta, SavingStar and Checkout51 offer weekly cash back deals on a variety of items. All you have to do is submit a photo of your receipt verifying that you bought the items.
  7. Compare unit prices, not just sticker prices. The unit price is the price for one unit (pound, ounce, liter, etc.) of the item you’re buying. Knowing the unit price can help determine if an item is a good deal or not.
  8. Print online coupons and use them wisely. Get printable coupons for a variety of items from sites like, coupons.com, smartsource.com, redplum.com and coolsavings.com. Use coupons when the items are on sale to save even more!
  9. Buy in season produce. You can save 30-50% on produce by buying what’s in season. Click here to see what fruits and vegetables are currently in season.
  10. Ask for a rain check for out of stock sale items. A rain check is a slip of paper that honors the sale price once the item is back in stock, even if the promotion is no longer running.

Do you have any other great money saving tricks? Comment and share them with us!

4 Ways to Save for the Holidays

The holiday season always seems to have a way of sneaking up on us. We think we’re in good shape and then BAM! Our budget goes out the window as the gifts pile up. To keep you financially fit this holiday season, we put together a few tips that you can start implementing now to save you stress and money later. Check them out!

  • Make a list of who you’re going to buy for and try to jot down the gift(s) for those lucky people. Now make a commitment to stick to your list!
  • Start looking for sale prices for the items you’ve written down. Research online, in stores and in weekly ads to snatch up the item at the lowest price.
  • Start purchasing one or two gifts per paycheck NOW! The earlier the better! Leave a sticky note on the gift with the recipient’s name in your secret hiding place. Don’t have a hiding place? Try the next tip instead!
  • Start a Christmas Club account! Transfer cash from every paycheck into your Christmas Club account and don’t touch the money until you’re ready to start your holiday shopping. (If your financial institution doesn’t have a Christmas Club account, come check out ours.)

We hope these easy tips help you with your seasonal shopping. Plan ahead so you don’t break your budget! Do you have any other tips or habits to share? Leave a comment below and tell us how you stick to your budget during the holidays!

Fun Things to Do This Summer in Central Florida

Summer is here and whether you live here or are just visiting, there’s plenty to do in Florida that won’t break your budget! Below you will find great options that can be enjoyed solo, as a couple or with the family. Get out in Central Florida and explore your options!

Water and Food!
I’m sure you know Florida has some of the summerbest beaches in the world, but what’s local? We have some pretty spectacular beaches close enough to go for the day. Check out Clearwater and Daytona! Trying to stay away from the extra large crowds? Try Cedar Key or Cocoa Beach! Make a day of it and pack a cooler of goodies to cut cost on food.

Would you rather eat by a lake than drive to the beach? Lake and Marion County have a couple of sweet lake eats for you. Check out the “Florisiana” menu at Eaton’s Beach Sandbar and Grill in Weirsdale, where you can eat on the 1700 square foot wrap around porch or walk on the shore to the docks. There’s even a roped-off area for the kids to swim. If you’re looking to relax, it has great sunset views and live music. Alternatively, you can head over to Gator’s Dockside in Leesburg, where you are sure to spy a gator in the water off the docks! It’s a great spot to bring your friends and enjoy a night of great eats and good times. If you’re local and a boater, stop by via the lake! Both spots have slips for their patrons.

Sports Fans, Stop Here!
We have some incredible seasonal sports leagues that fire it up in the summer! Check out the Florida Summer Collegiate League, our very own Central Florida wood-bat league that draws talent from all over the country. With six teams, you are bound to find a game to see near you. Best part? They are so reasonably priced that you can probably take the whole family and eat for less than tickets to the movies!

Want to see some of the rising stars in soccer? Check out the PDL’s Ocala Stampede! Take a trip over to Ocala and check out the team with three Southeast Division Championships and one Southern Conference Championship under their belt. Last year they were a National Semi-Finalist. Who knows, this year you may see the National Champs in Ocala! If you’re closer to Orlando, you can’t miss seeing the Orlando City Soccer Club.

Flora and Fauna
We have some unbelievable parks in Central Florida that are either free or really affordable. Look up Kelly Park/Rock Springs or Wekiwa Springs in Apopka, or Harry P Leu Gardens in Orlando. You’ll see some fantastic wildlife and beautiful nature preserves.

Sip, See and Shop
For those of you looking for drinks, art, films or window shopping, Central Florida has some great options to choose from. Check out Orlando Brewing Company, Artegon Marketplace or the Grand Bohemian Gallery in Orlando. Looking to relax in a park with a movie? Enzian Theater/Eden Bar in Maitland is the perfect spot! FleaWorld (one of the leading flea markets in the U.S.) in Sanford is great for shopping and people watching. Of course, Lakeridge Winery and Vineyards in Clermont is always neat to see. There are also plenty of local museums to check out in our area!

There’s plenty to do in Central Florida! Take your pick and let us know in the comments below – Where do you plan to go? Have you ever been to any of these places? What did you think?

7 Ways to Save on Cyber Monday

Move over Black Friday… Cyber Monday is here to score you even more great deals after Thanksgiving! Occurring on November 28, Cyber Monday is the day to find awesome bargains shopping online from the comfort of your home. Here are a few ways to get the most out of your online shopping.

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  • Sign up for email newsletters
    • Create a junk email (if you don’t already have one) and register for email newsletters from your favorite online retailers. These emails will notify you of upcoming sales and discounts. You might even get a discount just for signing up!
  • Look for free shipping
    • Many websites offer free shipping on Cyber Monday, which can save you a great deal of money on big purchases. You can also check out freeshipping.org for coupon codes and sites that offer waived fees.
  • Find online coupon codes
    • Sites like retailmenot.com and coupons.com offer thousands of online coupon codes you can use at a wide variety of online retailers. Sweeten your Monday deals with free shipping or a percentage off your order.
  • Set up a game plan
    • Create an organized list to stay on track and keep within your budget. List every website you plan on visiting and every item you’re interested in purchasing. Include pricing for each item so you stay well within your budget.
  • Compare prices
    • Before you place any orders, do your research. Use pricegrabber.com, cybermonday.com or the browser add-on PriceBlink to compare deals from different online retailers. You can also download the Amazon Price Check app for free to find the lowest prices.
  • Reward yourself for shopping
    • Access an online retailer through a rewards website to earn points or cash for your purchases. Check out Ebates.com, Fatwallet.com, or Mypoints.com to start rewarding yourself for making such great purchases!
  • Start early
    • The early bird gets the best deals. Inventories aren’t endless so make sure you order everything on your wish list as soon as it goes on sale.

Happy Shopping!